Terms of Service

AlphaFind is a quantitative research and strategy development platform operated by Phronesis Technologies Limited, a company incorporated in New Zealand (NZBN: [to be confirmed]), trading as AlphaFind.

AlphaFind provides tools for market data research, strategy backtesting, charting, performance analysis, and community collaboration. AlphaFind is a technology product — it is not a financial institution, licensed broker, investment manager, or financial adviser. Nothing on the platform constitutes a regulated financial service under the Financial Markets Conduct Act 2013 (NZ) or any equivalent legislation in other jurisdictions.

To use AlphaFind, you must:

• Be at least 18 years of age;
• Have the legal capacity to enter into a binding contract in your jurisdiction;
• Not be located in, or a national or resident of, any country subject to applicable trade sanctions or export controls; and
• Not be prohibited from using our services under applicable law in your country of residence.

By creating an account, you represent and warrant that you meet all eligibility requirements.

You must create an account to access most features of AlphaFind. When registering, you agree to:

• Provide accurate, current, and complete information;
• Keep your account information up to date;
• Keep your password secure and not share it with any third party;
• Notify us immediately at [email protected] if you suspect unauthorised access to your account; and
• Accept responsibility for all activity that occurs under your account credentials.

You may not create more than one account per person, share accounts, or create accounts using automated means. We reserve the right to suspend or terminate accounts that violate these requirements.

AlphaFind offers both free and paid subscription tiers. Paid plans provide access to additional features, data coverage, and usage limits as described on our pricing page. Feature availability may change as the platform develops; we will provide reasonable notice of material changes to paid plan features.

Paid subscriptions are billed in advance on a monthly or annual basis. Prices are displayed in your selected currency and may be subject to local taxes. Payment is processed by our third-party payment provider and your full payment card details are not stored on AlphaFind's servers.

You may cancel your subscription at any time from your account settings. Cancellation takes effect at the end of your current billing period and you retain access until that date. We do not provide refunds for partial billing periods, except where required by applicable consumer protection law in your jurisdiction (including the New Zealand Consumer Guarantees Act 1993 and the Australian Consumer Law).

We may change our pricing with at least 30 days' written notice to active subscribers. Continued use of the platform after the effective date of a price change constitutes acceptance of the new pricing.

You agree to use AlphaFind only for lawful purposes and in accordance with these Terms. You must not:

• Use the platform in connection with any unlawful activity, including market manipulation, insider trading, or securities fraud;
• Scrape, crawl, or systematically extract data from the platform without our prior written consent;
• Reverse engineer, decompile, or attempt to extract the source code of our software;
• Circumvent, disable, or interfere with security features or access controls;
• Upload or transmit viruses, malware, or any other malicious code;
• Access the platform via automated means in a way that imposes an unreasonable load on our infrastructure;
• Harass, threaten, or harm other users through community features;
• Impersonate any person or entity or misrepresent your affiliation with a person or entity; or
• Distribute unsolicited commercial communications (spam).

We reserve the right to investigate and take appropriate action against violations, including account suspension, termination, and referral to relevant authorities.

AlphaFind is a research and analysis platform. Nothing on the platform constitutes financial advice, investment advice, a trading recommendation, or any form of regulated financial guidance.

Phronesis Technologies Limited is not a Financial Advice Provider (FAP) licensed under the Financial Markets Conduct Act 2013 (NZ), nor is it authorised or regulated by the Financial Markets Authority (NZ), the Australian Securities and Investments Commission (ASIC), the Financial Conduct Authority (UK), the Securities and Exchange Commission (US), or any other financial regulatory authority.

AlphaFind does not provide:

• Recommendations to buy, sell, or hold any financial instrument;
• Portfolio management or investment management services; or
• Any service that constitutes a regulated financial service in any jurisdiction.

All strategies, data, analysis, community content, and educational material on AlphaFind are provided for research and informational purposes only. You should seek advice from a licensed financial adviser before making any investment or trading decisions.

AlphaFind provides tools to test trading strategies against historical market data. You acknowledge and accept that:

• Past performance does not predict future results. Backtested results are hypothetical and do not represent actual trading outcomes;
• Backtests are subject to inherent limitations including survivorship bias, look-ahead bias, overfitting, and the inability to account for real-world execution factors such as slippage, market impact, and liquidity constraints;
• Historical data is sourced from third-party providers. While we work to ensure data quality, we cannot guarantee its accuracy, completeness, or timeliness at all times;
• A strategy that performs well in backtesting may perform poorly or produce significant losses when applied to live markets; and
• You are solely responsible for any trading or investment decisions made on the basis of tools or data available on AlphaFind.

Phronesis Technologies Limited and its licensors own all intellectual property rights in the AlphaFind platform, including the software, interface design, branding, documentation, and any proprietary data or algorithms. These rights are protected by copyright, trademark, and other applicable laws.

We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the platform for your personal or internal business research purposes only. You may not sublicense, resell, or otherwise transfer this licence to any third party.

Any feedback, suggestions, or ideas you voluntarily provide to us may be used by AlphaFind without restriction or compensation to you.

You may submit content through community features, forums, strategy sharing, or other collaborative functions ("User Content"). By submitting User Content, you grant Phronesis Technologies Limited a worldwide, royalty-free, non-exclusive licence to use, display, and distribute that content solely in connection with operating and improving the platform.

You are solely responsible for your User Content and represent that it does not infringe third-party intellectual property rights, is not defamatory, and complies with all applicable laws. We reserve the right to remove User Content that violates these Terms or that we consider harmful, misleading, or inappropriate.

AlphaFind may integrate with or link to third-party services, including brokers, market data providers, and payment processors. We are not responsible for the content, accuracy, terms, or privacy practices of any third-party service. Your use of third-party services is governed by their respective terms and conditions.

Where AlphaFind provides connectivity to broker platforms, this is provided as a technical convenience only. AlphaFind is not acting as a broker or financial intermediary, and any trades executed through connected broker accounts are subject solely to your agreement with that broker.

AlphaFind is provided on an "as is" and "as available" basis. We do not warrant that the platform will be uninterrupted, error-free, or free of harmful components. We may modify, suspend, or discontinue any feature at any time.

To the maximum extent permitted by applicable law, Phronesis Technologies Limited and its officers, directors, employees, and contractors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunity, arising from your use of or reliance on the platform, its data, or its tools — including trading or investment losses.

Our total aggregate liability to you for any claim shall not exceed the greater of (a) the total fees paid by you to AlphaFind in the twelve months preceding the claim, or (b) NZD $100.

Nothing in these Terms excludes liability for fraud, fraudulent misrepresentation, or any other liability that cannot be limited under applicable law, including any non-excludable consumer guarantees under the New Zealand Consumer Guarantees Act 1993 or the Australian Consumer Law.

You agree to indemnify and hold harmless Phronesis Technologies Limited and its affiliates, officers, directors, employees, and agents from any claims, losses, damages, liabilities, and reasonable legal costs arising out of or relating to: (a) your use of the platform in violation of these Terms; (b) your User Content; or (c) your violation of any third-party rights or applicable law.

You may close your account at any time from your account settings. Upon closure, any paid subscription will be cancelled and your access to paid features will end at the conclusion of your current billing period.

We may suspend or terminate your account without prior notice if we reasonably believe you have materially violated these Terms, are engaged in fraudulent or unlawful activity, or for any other reason at our reasonable discretion. Where it is practical to do so, we will provide advance notice.

Provisions of these Terms that by their nature should survive termination — including Sections 6, 8, 11, 12, and 15 — shall continue to apply after termination.

We may update these Terms from time to time. For material changes, we will notify you by email or by prominent notice within the platform at least 14 days before the changes take effect. Your continued use of AlphaFind after the effective date of any changes constitutes acceptance of the revised Terms. If you do not agree, you must stop using the platform and may close your account.

These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of New Zealand, without regard to its conflict of law provisions.

The parties agree to submit to the non-exclusive jurisdiction of the courts of New Zealand. Users in certain jurisdictions may also have rights under their local consumer protection laws that cannot be overridden by this clause.

Before initiating formal proceedings, we encourage you to contact us at [email protected] to attempt to resolve any dispute informally.

For questions about these Terms of Service, please contact:

• Email: [email protected]
• Entity: Phronesis Technologies Limited, trading as AlphaFind
• Jurisdiction: New Zealand